Listing alphabeticallyClick on an article heading to view the synopsis and link to read more. A Will Isn’t Always The WayEstate planning concerns the effective transfer of wealth from one generation to the next. An effective plan will ensure that assets pass to the intended beneficiaries in a way that will meet the desires of the deceased, the needs of the beneficiaries, and minimise any tax burden. Active or Passive? Looking Beyond Headline ReturnsThere are many different theories, philosophies and approaches to share investment. One of the most basic decisions is whether to take an active or a passive approach. Can the China miracle continue?Can the miracle continue or is China out of control and heading for a crash? CGT: how to make the rules work for youHelping clients to understand the CGT rules in the lead up to the EOFY Change we can believe in?What are the implications for investors after the election of Barack Obama? Changes to the CGT concessions for small business – 2006/07 yearIf a small business taxpayer disposes of a business, including goodwill, and is able to use the small business CGT concessions, it can potentially reduce the capital gain to nil! Current times and the Great DepressionA comparison of conditions today with what happened in the Great Depression. Educating children while paying a mortgageDo you pay off the mortgage and draw down for fees or is it better to use managed funds? Gear up your superSelf managed super funds are about to enter a revolution. New rules have legitimised a form of borrowing in superannuation – something generally not allowed in super funds. Getting on top of debtRising living costs and the possibility of an increase in interest rates has debt counsellors talking about ‘mortgage stress’. How is Australia changing?There are some interesting statistics from the latest census. What are the opportunities and what are the issues ? Ideal investment for retireesIf you are retired or getting close to retirement at least part of your portfolio is likely to include investments that provide a long-term income stream and steady growth. New year, new beginningsIt’s a good time for clients to look at their goals and portfolio, and adjust them for the new financial year. Should you consider fixing your home loan?
Super place to protect your assetsIf you’re a small business owner, you probably think of your business as your retirement nest egg. You invest your time, energy and money to build it up and maximise its value for when you retire. Super remains a super option for your financial futureWhile it’s never too late to start creating the financial future you dream of, it’s always better to start as early as possible because small amounts added to your superannuation when you are young can make a big difference to the size of your savings pool upon retirement. Tax mining – making sure you get every dollarFor the last few years, every Federal Budget has brought tax cuts. It’s important to make sure you dig deep to find every dollar of tax saving possible. The Flight to Safety: Is Cash Really King?Give careful consideration before investing in so-called “safe” assets The importance of personal insuranceReminder not to cut insurances if your budget is tight. Insurance premiums are money well spent. The original ‘little Aussie battler’The rapidly rising Australian dollar is great news for those looking to travel overseas, especially to the US, UK and Europe, but the opinions of economists are divided when it comes to how resilient the domestic economy will remain under these conditions. The Tax Office is your friendIn 2006-07, over 42,000 new self managed superannuation funds (SMSFs) were established and the attractiveness of the new superannuation rules means similar growth will continue for some time yet. Using trusts to manage family wealthA trust can benefit the creation and preservation of family wealth What next for self-funded retirees?Self-funded retirees who are invested in the sharemarket have arguably been the hardest hit by the global financial crisis. Winners and Losers with Higher Interest RatesReading the newspapers, it seems that everyone hates higher interest rates. There’s good reason for that. Higher interest rates are supposed to reduce our spending power. But it’s a bit like medicine – a bitter taste now to make us feel better in the future. |
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